THE HEMISPHERE DIFFERENCE
Genuine Advice. Full Transparency.
With a history spanning over three decades, Hemisphere is dedicated to providing trusted financial advice. We have proudly served high net worth individuals, families, business owners and charitable entities across Canada – adapting to the evolving needs of our clients. Recognized by many clients seeking top financial advisors in Calgary, we have weathered economic ups and downs and changing industry landscapes. All while remaining committed to our core values of trust, service, and independence. Our proven track record reflects our dedication to helping clients navigate complex financial challenges and achieve lasting prosperity.
WHAT TO CONSIDER
Choosing the Best Financial Advisor in Calgary for You.
Choosing the right financial advisor in Calgary is a significant decision — one that can shape your financial future for years to come. With a wide range of firms and professionals to choose from, the process can feel overwhelming, especially when navigating the differences between financial planners, financial advisors, and portfolio managers.
Some of our clients have compared this decision to choosing a life partner. It is a relationship built on trust, alignment of values, and shared long-term goals. Your financial advisor will play a vital role in helping you plan for retirement, invest wisely, and navigate life’s most important financial milestones. Ideally, it is a decision you only have to make once.
Navigating an Evolving Industry.
Industry Consolidation
The financial advisory landscape across Canada is is undergoing rapid change. A wave of consolidation is sweeping the industry, with larger firms acquiring both large and small practices to gain market share. While consolidation can offer efficiencies, it can also lead to a decline in personalized service, as client relationships are cast aside in favour of cost savings and scale.
Aging Advisor Demographics
Another major factor reshaping the industry is the aging advisor population. Experienced advisors are nearing retirement and many do not have clear succession plans in place. This can result in abrupt transitions or business sales, leaving clients with unexpected changes in service and strategy. For those seeking long-term financial stability, choosing a firm with continuity and succession planning in mind is more important than ever.
More than Just Numbers.
Alignment with Your Goals and Values
Every client’s financial journey is unique. That is why it is crucial to select a financial advisor whose approach aligns with your personal goals, risk tolerance, and values. Are you focused on long-term wealth preservation, or are you looking to more aggressively pursue growth opportunities? The advisor you choose should understand these priorities and tailor your strategy accordingly.
Investment Approach and Fees
Comparing advisor fees, performance history, and investment minimums is a common starting point — but these metrics often do not tell the full story. Some financial advisors in Calgary favour higher-risk investment strategies, while others take a more conservative stance. Additionally, some firms may advertise low fees but invest in third-party products that charge a separate management fee. Understanding these differences is important.
Staying Connected.
Regular Reviews
Your financial plan should evolve with you. As your circumstances change, your investment strategy should adapt accordingly. A proactive financial advisor will regularly review your portfolio, reassess your goals, and adjust your asset allocation to keep you on track. This ongoing attention helps you stay aligned with your long-term objectives while also capitalizing on new opportunities and managing emerging risks.
Consistent and Clear Communication
Working with a Calgary financial advisor who prioritizes regular communication is critical. Timely updates, market insights, and transparent guidance empower you to make informed decisions. A collaborative advisor-client relationship ensures that you remain engaged in the financial process and confident in the strategy being implemented.
Making the Final Decision.
Once you have narrowed down your options to a few qualified financial advisory firms in Calgary, the final decision often comes down to personal connection. Consider how each firm communicates with you. Are they responsive? Do they offer clear, proactive advice? Do you feel heard and understood?
These intangibles — while harder to quantify — can be the most important. They contribute directly to your peace of mind, satisfaction, and confidence in your financial future.
WHAT MAKES US DIFFERENT
Independence. Without Compromise.
True independence is becoming harder to find. At large firms across Canada, financial advisors may face restrictions on the investment products they can offer — or may be incentivized to recommend certain products over others. Unfortunately, these products do not always align with your best interests.
Anecdotally, we are seeing an increased use of complex investment products without investors fully understanding the implications. In many cases, investors are not aware of the restrictions on selling, redemption timelines, unique conditions or hidden layers of fees. These limitations only became apparent when they need flexibility, and by then, it is too late.
Are there embedded commissions or trailer fees? Are there restrictions on selling or switching the product? How is these product valued? These are critical questions — but too often, they go unasked or unanswered.
At Hemisphere, we believe the burden should not fall on you to uncover potential conflicts or issues. As an independent investment manager based in Calgary, we are not tied to any bank, investment dealer, or insurance company. We are free to focus solely on what is right for you — without the influence of product quotas or corporate agendas.
Our structure is simple: no hidden incentives, no conflicted advice — just transparent, client-first guidance. That is the Hemisphere advantage.
Registered professionals. Fiduciary Responsibility.
The financial landscape in Canada is filled with a wide range of certifications and titles. It can be difficult to tell the difference between a qualified professional and someone with limited expertise. This raises concerns about the quality of advice.
Hemisphere’s investment professionals are Chartered Financial Analysts (CFA) or Chartered Investment Managers (CIM). We have undergone thorough education and adhere to a strict code of ethics.
Most importantly, we act as fiduciaries. This means we are legally and ethically bound to put your interests first — always. Our fiduciary duty requires us to provide advice that is objective, conflict-free, and aligned with your financial goals.
Our commitment goes beyond credentials. It is about trust, transparency, and consistently doing what is right for you.
High-Touch Service. For High-Value Goals.
Longer wait times and less personalization have become commonplace across many industries. High net worth wealth management in Calgary is no different. As more financial advisors and planners shift to virtual models and standardized offerings, personalization is fading just when clients need it most.
At Hemisphere, we know that managing your assets is not a one-size-fits-all solution. It is your individual financial situation that allows us to truly demonstrate our value. That is why we offer personalized services. Whether you are looking to grow your nest egg, preserve your assets after retirement, or distribute your estate to the next generation, we are here to guide you with insight, care, and precision.
Your financial situation is unique. That is exactly why we are here — to provide personalized, hands-on advice that evolves with you.
Three Decades Strong. And Just Getting Started.
What happens when your financial advisor retires or your firm is acquired? Too often, clients at large institutions find themselves suddenly reassigned, handed off to new relationship managers, or left in the dark altogether. These transitions can disrupt the trust you have built and leave you questioning the continuity of your financial plan.
You are often told to take a long-term view on investing. But how can you do that when your advisor is disengaged or nearing retirement?
At Hemisphere, continuity is a core value. For over 30 years, we have served a diverse group of clients across Canada. Many of our relationships span decades and generations. Our commitment is not just to managing your assets today, but to guiding you — and your family — well into the future.
We have a formal succession plan in place and a team-oriented structure that ensures continuity, communication, and care, no matter what changes over time. That is how we protect not just your wealth — but the relationship behind it.
Your Future. Our Commitment.
Wealth management is a trust-based industry. Your financial advisor plays a direct role in shaping your financial future. It is essential you know they have your best interests at heart. That they will act in an ethical and transparent manner.
At Hemisphere, this principle is the foundation of every client relationship. While many firms make similar promises, we distinguish ourselves through concrete actions:
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We own the same securities as you do. Our success depends on yours.
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Our registered portfolio managers uphold a strict fiduciary duty.
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We maintain rigorous ethical standards in asset management and performance reporting (GIPS®), ensuring honesty and clarity at every step.
With Hemisphere, trust is not just a word — it is a commitment you can see and feel in every interaction.
Investing with Conviction. Managing with Care.
At Hemisphere, we believe that clear investing principles are essential to building lasting financial success. These principles guide how we evaluate opportunities, manage risk, and make decisions — not based on market noise, but on analysis, research, and long-term perspective.
The portfolio managers at Hemisphere are conservative individuals. We operate with a disciplined, but flexible, decision-making process. It is through our principles that we are able to shape our approach to success.
By staying grounded in our principles, we ensure that every investment decision reflects your objectives, your risk tolerance, and your timeline. That is how we define success: not in short-term results, but in long-term outcomes.
MAXIMIZING LONG-TERM NET WORTH
We are not market timers. Successful investment management is about effective asset allocation over the long-term between equities and fixed income.
INVESTING WITH A MARGIN OF SAFETY
Our conservatism means we would rather be reasonably certain of a good result than hopeful of a great one. Good investing is about avoiding mistakes.
DISCIPLINED APPROACH
Conviction in our insight and decision-making approach facilitates the framework to successful and reliable investment management.
VALUE INVESTING
Our business is one of identifying undervalue in the financial markets. We want to own good companies, but at the right price.
INDEPENDENCE OF THOUGHT
We think for ourselves. Other business interests, recent investment returns and consensus views do not shape our investment management approach.