Hemisphere Capital Management Inc.

RRSP GROWTH CALCULATOR

See how your Registered Retirement Savings Plan could grow over time. Enter your current RRSP balance, planned annual contributions (or choose a “maximize contributions” option), expected rate of return, and timeline to view a year‑by‑year projection. The chart and summary show ending balance, total contributions, and total growth, helping you visualize the effect of regular saving and compounding inside an RRSP. Use this RRSP growth calculator to compare contribution strategies and align your savings path with your retirement plan.

RRSP Growth Projection Calculator

Ending balance
Total contributions
Total growth

*Illustrative only. Not investment or tax advice. Assumes annual compounding and end‑of‑year contributions. RRSPs must convert to a RRIF by Dec 31 of the year you turn 71.

Disclaimer: All information shown is illustrative and estimates only. This information is not intended to be comprehensive investment, tax, financial or legal advice and should not be considered as personal investment advice, an offer, or solicitation to buy and/or sell investment products. Every effort has been made to ensure accurate information has been provided, however accuracy cannot be guaranteed. Tax rules and other factors change frequently. Past investment performance does not guarantee future results. The manager accepts no responsibility for individual decisions arising from the use or reliance on the information contained herein. Please consult a portfolio manager prior to making any investment decisions.