RRSP GROWTH CALCULATOR
See how your Registered Retirement Savings Plan could grow over time. Enter your current RRSP balance, planned annual contributions (or choose a “maximize contributions” option), expected rate of return, and timeline to view a year‑by‑year projection. The chart and summary show ending balance, total contributions, and total growth, helping you visualize the effect of regular saving and compounding inside an RRSP. Use this RRSP growth calculator to compare contribution strategies and align your savings path with your retirement plan.
RRSP Growth Projection Calculator
*Illustrative only. Not investment or tax advice. Assumes annual compounding and end‑of‑year contributions. RRSPs must convert to a RRIF by Dec 31 of the year you turn 71.
Disclaimer: All information shown is illustrative and for general educational purposes only. Results are estimates and do not account for all variables. This information is not intended to be comprehensive investment, tax, financial, or legal advice, and should not be considered personal investment advice, an offer, or a solicitation to buy or sell investment products. Every effort has been made to ensure the information is accurate; however, accuracy cannot be guaranteed. Tax rules and other factors change frequently, and past performance does not guarantee future results. Investing involves risk, including the potential loss of principal. Hemisphere Capital Management Inc. accepts no responsibility for decisions made in reliance on this information. Please consult a portfolio manager before making any investment decisions. This information is intended for residents of Canada and may not apply in other jurisdictions.